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About Us

At Senior Embrace, we want you to be financially secure so you can maintain your standard of living during retirement. Here is how we make that possible.

  1. We educate you. We make sure that you understand the products you are buying, whether they are Medicare-related or long-term care products to lower your healthcare costs or annuities to protect your retirement assets, or life insurance products to provide security for your loved ones. We will explain how these products work, and their advantages and disadvantages. This is usually done in your home or another location that is convenient for you since it is important to have face-to-face discussions.
  2. We design a plan specifically for you. We understand your goals, objectives, and needs and use our extensive knowledge of the marketplace to recommend the product or products that are most appropriate for you.
  3. We provide individual service. Once we have implemented your plan, our work is just beginning. If you have questions about claims, premiums, benefits…anything, you call us. We are here for you.

The bottom line is that when you work with the Senior Embrace team, you can have the peace of mind of knowing you are working with experienced and knowledgeable professionals you can trust, and who are committed to doing what is best for you.

An Independent Advantage

We are Independent Agents in Gurnee, Illinois, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Senior Embrace represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.

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